Main Article Content
Abstract
Microfinance has evolved by providing micro credits to respond to the furthermost financial and non-financial needs of the citizens, to eradicate poverty and increase financial inclusion. In under developed countries, most of the poor people were limited access to formal financial services, including credit, savings, and insurance.The study was focused on factors affecting rural households’ participation in microfinance services in the study area. The study was conducted in Rukungiri District, Western Region, Uganda. A total of 188 sample households were selected through stratified and simple random sampling techniques and interviewed using a structured questionnaire to elicit data pertaining to participation in microfinance services during the year 2017. The data were analyzed using descriptive statistics and logistic regression model.